Money is not everything?

How far is this saying relevant? Is it wrong to say money is everything? I know it sounds greedy to say everything in life is about money, but to me, money is everything. Without money, it's impossible for me to live, weather the money is earned by myself or someone else lend it to me. Without money I couldn't survive in the university, not just for the fees, and also to eat, not mentioning books and stuff. I wouldn't even be in university without money. Not having money could lead to tons of disasters, such as what happened to me. I lost my family because of money, money made me hate my own father, money made my whole big family turn into chaos, my late mother's family doesn't like my father because of the root cause of money, and I'm the victim caught in the middle. Money is a simple basic need for one to keep on living. Don't just simply say people are greedy. Money is everything does not show someone is greedy, it just needs the look of the perspective in what the person sees money for. If one says money is money is everything to buy stuff they isn't nessesary for their living, just to get a wealthy life, that is greed. Imagine a person, saying money is everything, because he wants to obtain money to live a happy life with his future family, want enough money to ensure that his future kids wont go through all the hardship he went through in his past, and wont get married until he can ensure that all these can surely be fulfilled. Is it fair to judge him as greedy just because, to him, money is everything?